Service Fee Comments Annual Subscription $145 Allows participation in 12 MyFundBuilder stock purchase cycles, one cycle per month, for one year. The member pays the subscription fee through a debit from his/her checking or savings account before the brokerage account is activated. Account Types   Several account types are available: Individual, Joint, Custodial, Partnership, Investment Club, Corporate and Trust . The member may open multiple accounts. These will be maintained separately and an annual subscription fee is required for each. Opening an Account No Charge Option 1: Members may complete the forms needed to open an account on the web then print, sign and mail the forms to MyStockFund Securities. Option 2: Members may complete the forms on the web and request that a MyStockFund Securities representative print and send them for the member's signature. The member needs to return the signed forms to MyStockFund Securities. MyFundBuilderSM No Charge The minimum investment per stock, per monthly purchase cycle is $10. Members may invest in as many of the companies on the stock list as they want. There is no maximum investment amount. Dividend Reinvestment No Charge The member may instruct MyStockFund to automatically reinvest dividends issued by a company into that company's stock, or to deposit dividends issued into his or her MyStockFund cash account. This selection is made on an account-by-account basis, not on a company-by-company basis. Investment Funding No Charge MyStockFund draws from the member's bank or credit union checking or savings account to fund stock purchases. The amount withdrawn each month is altered only when needed to account for any changes the member has made to his or her MyFundBuilder selections. Brokerage Account Transfer—In (Electronic) No Charge Members can send in an Account Transfer instruction form to electronically transfer in securities from another brokerage account. Securities transferred into MyStockFund will be eligible for dividend reinvestment. Account Transfer—Out (Electronic) $50/occurrence MyStockFund can electronically transfer securities to another brokerage account. Fractional shares cannot be transferred, so that portion of any holdings is liquidated and the proceeds are deposited in the member's cash account. The member initiates this transaction by contacting the new broker. Certificate Transfer—In No Charge Members can send a form and certificates to MyStockFund Securities to transfer these holdings into his or her MyStockFund account. Certificates transferred into MyStockFund will be eligible for dividend reinvestment. Certificate Reject $35 + transfer agent costs Certificates rejected due to securities deemed ineligible because of transfer restrictions will be returned. Certificate Issuance & Delivery $25/certificate MyStockFund charges a fee to issue and deliver certificates via registered mail. Certificates cannot be issued for fractional shares. That portion of the holdings will be liquidated for cash and the proceeds deposited in the member's cash account. Legal Change of Ownership $50/stock transfer This feature allows members to transfer ownership to someone else, as when giving a gift of shares. Cash Disbursement ACH - No charge Check-$5/request, Wire - $25/request Members can request a portion or all of the account cash balance (made out and sent to the account holder only). Cash Account No Charge Members with a cash balance will have it moved to an insured deposit account and be paid a rate of interest, which may fluctuate daily depending on market conditions. (current Legent Insured Deposit interest rate) Sell $18 per trade Members can sell whole shares or an entire stock holding. ORDERS MUST BE ENTERED INTO THE SYSTEM DURING MARKET HOURS, MONDAY-FRIDAY, 9:30AM - 4:00PM ET, EXCEPT HOLIDAYS. Returned Check $25 MyStockFund charges a fee if a member's check is returned for any reason. Returned ACH $25 MyStockFund charges a fee if a member's ACH is returned for any reason. Confirmation Statements No Charge There is no charge for paper confirmations. Account Statements No Charge There is no charge for paper statements. Previous Statements Electronic - No Charge, Paper - $20 Members will have access to 13 months of electronically archived statements. Brokerage Services No Charge There is no charge to receive information regarding dividends, splits, corporate actions (e.g., mergers & acquisitions), tax reporting (1099), shareholder communications, proxies, tender offers, etc. Close Account - Transfer all Stock $50 plus $50 transfer fee Members pay a fee to close accounts and transfer stock to another firm. There is no charge for fractional share liquidation. Close Account - Sell and Liquidate All Stocks $50 Members will be able to close their accounts and liquidate all of their holdings to cash. Close Account - Certificate Stocks $50 + $25/certificate Members will be able to close their accounts and receive certificates via registered mail. Certificates cannot be issued for fractional shares. That portion of the holdings will be liquidated and paid by check. Broker Assisted Buys $18 per trade Members can buy whole shares based on amount of cash on deposit. ORDERS MUST BE PLACED VIA PHONE DURING MARKET HOURS, MONDAY-FRIDAY, 9:30AM - 4:00PM ET, EXCEPT HOLIDAYS.